Thank you for your interest in Gemini Tax Verification services. Gemini provides an array of services for the mortgage professional to ensure the protection from fraud. By utilizing our services as a prefunding tool, our lenders and/or customers have been able to catch discrepancies before any loan is funded. This protects their loans from reduced investment quality, the risk of repurchase, along with many other concerns. Nationally, we have found a large instance of income documentation fraud with self employed borrowers as well as alternative documentation loans. Our services provide a valuable tool for your risk management department/quality control and/or underwriting department, origination staff and mortgage brokers.

Tax Return / Income Documentation Retrieval Exclusively
Through The IRS

Gemini, through the Internal Revenue Service, has the means to obtain your borrowers tax return transcripts within 24-48 hours. This includes 1040 personal tax returns, 1120 corporate tax returns, W-2's, 1099's, amended returns, form 8821's and more. Tax returns received are broken down line by line, all transcripts and schedules. All transcripts and schedules are on IRS letterhead, an acceptable form of underwriting. Proper authorization form required, see form section.

Social Security Number/Name Identification
Through The Social Security Administration

Gemini, along with the SSA, has the means to obtain an individuals true and accurate social security number match to who it belongs. Our database, with a social security number/no name match, also provides the individuals address(es), date of birth/age, telephone number(s), reported date of social security number and any alias their name might be listed under. Our turn around time for this process is the quickest in the industry, in under 30 minutes processing time. (This turn around time is based solely on each individual request) Proper authorization form required, see form section.

On Demand Worldwide Background Searches
On Individuals And Businesses
(this includes but is not limited to)

Main menu specialty features include:

People Searches: Locate individuals anywhere in the United States

Business Searches: Search for corporations and businesses (business background information, payment history and analysis)

General Searches: Infractions reported by government agencies, including U.S. treasury department and office of Foreign Assets Control (OFAC). We can retrieve national, multi and single state specific searches.

Popular Searches: On demand court, license plate and property searches, assets (property ownership, deed transfers, vehicles and boats), court searches (bankruptcies, suits, liens and judgments), criminal offenders and court records, drivers license searches, professional licenses on physicians, investigators and more., phone listings, vehicle registration searches, death filings, sexual predator history, Florida day care licenses, marriage licenses, divorce licenses, medical malpractices, and more. Proper authorization forms required for each individual search, see form section.

On-demand searches include access to records held by county, state and federal entities. These searches are submitted online and manually processed. This Infousa database is designed for use by small businesses and is taken from multiple sources.

Please be advised a search is a query of the Infousa records database. A search can be conducted with the use of a name, control or case number, IRS assessed number, contact name, telephone number, street address and other information if accessible. Each search will provide matches, when available, to the chosen criteria.